Disclosures

Read this before you pay.

• Avisra is not a bank, a lender, or a broker paid by lenders. We sell a plan. We do not lend the money.
• There is no guarantee of approval, of a dollar amount, of a rate, or of funding. A direction is not an offer.
• A lender’s appetite changes. A file that looks fit today can be declined tomorrow, and that decline belongs to the lender.
• We do not pull your credit. You provide a full report you pulled yourself. A pull you make at a lender still shows on your report.
• Every fee is flat and paid up front. We do not take a percentage of what you fund, including an SBA loan.
• Nothing is released until the payment for that step has cleared. An order on file is not the same thing as a paid file.
• We will tell you when a file is not ready. Charge-offs, a freeze, a fraud alert, a recent lender pull, thin revolving history, and similar items can stop the file until they are handled.
• SBA is not included. If it looks like a possible fit, we say so. Building that package is a separate product.
• We do not submit applications unless you buy that add-on and sign authority for us to apply on your behalf. Even then, approval is the lender’s decision.
• You apply. We stay available for the check-ins that come with the Map. Ongoing help after the first 30 days is optional.