Here is the whole path.

1. Step 1

   Tell us the goal

   Personal or business. We only ask what that path needs. You can see what each step costs on the Services page before you buy anything.

2. Step 2

   Send your credit report

   You pull a full report yourself. We never pull your credit.

3. Step 3

   We read it

   If the file is ready, we say so. If something should be fixed first, we say that too, and we say why. A decline you can avoid is worth more than a rushed application.

4. Step 4

   Send the papers that matter

   Only if the file continues. Business files may need formation papers, bank statements, tax returns, and a current profit and loss. Personal files may need tax returns and recent bank statements. A PDF is best.

5. Step 5

   You receive the plan

   We call it the Map. It names the options that belong, the ones that do not, the order to approach them, and short language for the questions those options usually ask. You also get a simple way to track it and one clear next step.

6. Step 6

   You apply. We stay close.

   The first 30 days include two working check-ins while you work the plan. After that, ongoing help is optional.

What we will not do

• Promise an approval or a dollar figure we cannot stand behind.
• Take a percentage of what you fund.
• Submit applications unless you buy that add-on and sign the authority language.
• Treat SBA as included. If SBA looks like a possible fit, we say so. Building that package is a separate product.

Prices are not on this page on purpose. When you want them, they are listed in full on Services.